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Credit Card Consumer Guide
There are so many different credit cards out there. What do you need to know to choose the best one for you? First off learn about the differences in card types, consider your spending habits, then go comparison shopping. Remember the right card for you will save you money and help your credit.
 
 
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Your account must be credited the day that payment is received. Exceptions are if the payment is not made according to the creditor's requirements..
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Recent Consumer News

News from DailyFinance: In some respects, Discover Financial Services (NYS: DFS) has been a victim of its own suite of products. Unlike traditional credit card leaders Visa (NYS: V) and MasterCard (NYS: MA) that have company descriptions that appear to be copied and pasted from each others’ investor-relations’ pages, Discover has its fingers in several […]

News from LoanSafe: (Source: Kim So-hyun Asia News Network (MCT) — Korean credit card firms are working to build their own international networks hoping to reduce dependence on Visa and MasterCard. Local credit cardholders and issuers pay tens of billions of won every year as royalties and commission to the multinational credit card giants. Visa […]

News from Fox News: NEW YORK –  When a major bank’s credit rating is cut, it deals a psychological blow — to customers, the public and financial markets. So Thursday’s downgrading of 15 of the world’s largest banks is almost sure to cause wide concern. Most deposits are perfectly safe, but the downgrades could hurt […]

News from Businessweek: Delinquent U.S. homeowners who received a loan modification have a better record of repaying auto and credit-card debt than troubled borrowers who received no mortgage help, TransUnion Corp. (TRUN) (TRUN) said. Homeowners whose payments were reduced had a 6.1 percent delinquency rate on auto loans compared with an 11 percent rate for […]

News from CBS News:(MoneyWatch) Some 50 million U.S. households have credit card debt, according to CreditCards.com. About two-thirds of Americans own a credit card, and about half of these folks carry a balance. But consumers’ reliance on credit cards appears to be at a turning point. Some reports suggest that more people are steadily paying down their […]


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