Unsecured Credit Cards for Bad or No Credit

The following credit card companies offer unsecured credit cards for people with bad credit or no credit history. If you maintain your unsecured account in good standing and make all of your payments on time for six months, you will be eligible to receive an increase in your unsecured credit limit. Their fees are higher than regular credit cards:

• Low credit lines
• High interest rates
• Up front application, processing, and reservation fees, usually charged to your first statement
• Annual or monthly membership fees
• A fee for line-of-credit increases.

Because the fees often equal the credit limit on these cards, you may have no available credit until you pay the fees.

Horizon Gold Credit Card

Intro APR Intro Period Regular APR Annual Fee ** N/A* N/A%* See Terms** Get the Financial Freedom You Deserve! Instant Guaranteed Approval Initial $500.00 Un-Secured credit limit No Credit Checks No Turndowns Reports Positively to Major Credit Bureau Get the Benefits and Credit you Deserve

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the cooresponding card issuer’s website.

List of Unsecured Credit Card
for People with Bad Credit or No Credit History

If you are considering one of these cards, shop around among issueing companies. Compare fees and interest rates. Because the fees often equal the credit limit on these cards, you may have no available credit until you pay the fees.