How To Prevent Credit Card Late Payments
Pay on time or early, late payments will cost
you money in interest charges and late fees and
can lose you the benefit of lower interest rates.
It will also reflect poorly on your credit report.
Payment by mail
Make sure to allow a week for mailing so that
your payments arrive on time. It is the arrival
or posting date not the postmark that counts.
Pay at the issuing bank
If your card is on a local bank go into the
bank to make your payment the teller will date
stamp your receipt for your records.
Telephone or internet banking
Your payment is credited immediately you can
also set up automatic payments